Personal Insurance

Protecting what matters most - your family, home, and future

Protection for Your Personal Life

Life is full of unexpected moments. At United Insurance Group, we help you protect the things that matter most - your home, vehicles, family, and financial future with comprehensive personal insurance coverage.

Our personal insurance solutions are designed to provide peace of mind and financial security. Whether you're a first-time homeowner, growing family, or planning for retirement, we have the coverage options to protect your lifestyle and assets at every stage of life.

Home and property protection
Auto and vehicle coverage
Personal liability protection
Valuable items coverage

Personal Insurance Coverage

Complete protection for you and your family

Homeowners Insurance

Comprehensive coverage for your home and belongings.

  • Dwelling coverage
  • Personal property
  • Liability protection
  • Additional living expenses
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Auto Insurance

Protection for your vehicles and driving peace of mind.

  • Liability coverage
  • Collision & comprehensive
  • Uninsured motorist
  • Roadside assistance
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Umbrella Insurance

Extra liability protection beyond standard policies.

  • Additional liability limits
  • Broader coverage
  • Legal defense costs
  • Worldwide coverage
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Renters Insurance

Affordable protection for renters and their belongings.

  • Personal property
  • Liability coverage
  • Loss of use
  • Guest medical protection
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Specialty Coverage Options

Enhanced protection for your unique needs

Boat & Marine

Coverage for boats, yachts, and personal watercraft

Motorcycle

Protection for motorcycles, ATVs, and recreational vehicles

RV Insurance

Coverage for motorhomes and travel trailers

Valuable Items

Special coverage for jewelry, art, and collectibles

Pet Insurance

Medical coverage for your furry family members

Identity Theft

Protection against identity theft and fraud

Why Families Choose United

1

Bundling Discounts

Save money by combining multiple policies like home and auto insurance for significant discounts.

2

Local Agents

Work with knowledgeable local agents who understand your community and personal needs.

3

24/7 Claims Support

Round-the-clock claims assistance when you need it most, with fast and fair settlements.

4

Flexible Coverage

Customize your coverage with various deductibles and limits to fit your budget.

Personal Insurance Benefits

Home Protection

  • Replacement cost coverage
  • Natural disaster protection
  • Personal belongings coverage
  • Guest medical protection
  • Additional structures

Auto Benefits

  • New car replacement
  • Accident forgiveness
  • Gap coverage
  • Rental reimbursement
  • Safe driver discounts

Family Protection

  • Life insurance options
  • Disability coverage
  • College savings plans
  • Estate planning support
  • Long-term care options

Ways to Save on Personal Insurance

Take advantage of various discounts and savings opportunities to reduce your insurance costs while maintaining comprehensive coverage for your family.

Multi-Policy Discount

Bundle home, auto, and other policies for savings

Safety Features

Discounts for security systems and safety devices

Good Driver Rewards

Lower rates for safe driving records

Student Discounts

Special rates for good students and young drivers

Frequently Asked Questions

How much homeowners insurance do I need?

Your coverage should be enough to rebuild your home at current construction costs, plus coverage for personal belongings and liability protection.

What factors affect auto insurance rates?

Rates are based on your driving record, age, vehicle type, location, credit score, and coverage levels you choose.

Do I need renters insurance?

Yes, renters insurance protects your personal belongings and provides liability coverage that your landlord's insurance doesn't cover.

What is umbrella insurance?

Umbrella insurance provides additional liability coverage beyond your home and auto policy limits, typically starting at $1 million.

Protect What Matters Most

Get personalized insurance coverage for your family today.