Commercial Insurance

Comprehensive business protection tailored to your industry

Protect Your Business Assets

Your business is your livelihood. At United Insurance Group, we understand the unique risks businesses face and provide comprehensive commercial insurance solutions to protect your company, employees, and bottom line.

From small startups to large corporations, we offer customizable commercial insurance packages that combine property, liability, and specialized coverages. Our experienced team works with you to identify risks and create a protection plan that fits your budget and business needs.

Business property protection
General liability coverage
Business interruption insurance
Commercial auto coverage

Commercial Insurance Solutions

Complete coverage for every aspect of your business

Business Property

Protect your physical assets and business locations.

  • Buildings and structures
  • Equipment and machinery
  • Inventory and stock
  • Business personal property
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Business Liability

Shield your business from lawsuits and claims.

  • General liability
  • Product liability
  • Professional liability
  • Employment practices
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Commercial Auto

Coverage for your business vehicles and drivers.

  • Fleet coverage
  • Hired and non-owned auto
  • Cargo coverage
  • Physical damage
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Cyber Liability

Protection against data breaches and cyber attacks.

  • Data breach response
  • Network security
  • Business interruption
  • Regulatory fines
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Industry Expertise

Specialized coverage for your industry

Retail

Protection for stores, shops, and e-commerce businesses.

Restaurants

Coverage for restaurants, bars, and food service businesses.

Construction

Comprehensive coverage for contractors and builders.

Manufacturing

Protection for factories and production facilities.

Technology

Coverage for IT companies and tech startups.

Professional Services

Insurance for consultants and service providers.

Business Protection Features

Business Interruption

  • Lost income coverage
  • Operating expenses
  • Employee wages
  • Temporary relocation
  • Supply chain disruption

Employee Coverage

  • Workers' compensation
  • Employment practices liability
  • Employee benefits liability
  • Key person insurance
  • Group health options

Specialized Coverage

  • Directors & Officers liability
  • Errors & Omissions
  • Equipment breakdown
  • Crime coverage
  • Inland marine

Risk Management Services

Our commercial insurance goes beyond coverage. We provide comprehensive risk management services to help you identify vulnerabilities, implement safety measures, and reduce claims.

Risk Assessment

On-site evaluation of your business risks

Safety Programs

Workplace safety training and protocols

Compliance Support

Help meeting regulatory requirements

Claims Prevention

Proactive strategies to minimize losses

Frequently Asked Questions

What's included in a Business Owner's Policy (BOP)?

A BOP typically combines property insurance, general liability, and business interruption coverage in one convenient package at a competitive price.

Do I need commercial auto insurance?

If you or your employees use vehicles for business purposes, commercial auto insurance is essential. Personal auto policies typically exclude business use.

How much commercial insurance do I need?

Coverage needs vary by business size, industry, and risk exposure. Our agents can help assess your specific needs and recommend appropriate limits.

What factors affect commercial insurance premiums?

Premiums are based on your industry, business size, location, claims history, coverage limits, and risk management practices.

Protect Your Business Today

Get comprehensive commercial insurance tailored to your business needs.