Comprehensive liability protection for individuals and businesses
Casualty insurance is essential for protecting yourself and your business from liability claims and lawsuits. At United Insurance Group, we provide comprehensive casualty coverage that shields you from financial loss due to legal liability.
Our casualty insurance policies cover a wide range of risks including bodily injury, property damage, professional errors, and legal defense costs. We work with you to identify your specific liability exposures and create a customized insurance solution.
Protect against various liability risks
Essential coverage for bodily injury and property damage claims.
Protection against claims of professional errors and omissions.
Coverage for vehicle-related accidents and injuries.
Mandatory coverage for employee work-related injuries.
Tailored casualty insurance for your industry
Medical malpractice and healthcare liability coverage.
Contractors liability and construction risk protection.
Retail liability and customer injury protection.
Product liability and manufacturing risk coverage.
Tech E&O and cyber liability protection.
Restaurant and hotel liability coverage.
Beyond insurance coverage, we help you implement effective risk management strategies to prevent claims and reduce your liability exposure.
Comprehensive evaluation of your liability exposures
Employee safety programs and training resources
Help with insurance requirements in contracts
Strategies to minimize claims and reduce premiums
Property insurance covers physical assets like buildings and equipment, while casualty insurance covers liability for injuries or damage you cause to others.
It depends on your business. General liability covers common risks, while professional liability is essential if you provide professional services or advice.
Common limits range from $1 million to $5 million per occurrence, but higher limits are available through umbrella policies for additional protection.
Premiums are based on factors including your industry, business size, claims history, coverage limits, and risk management practices.
Get comprehensive casualty insurance coverage tailored to your needs.