Terms and Conditions

Agreement to Terms

By accessing and using the UIG Agency (United Insurance Group) website at uigagency.com and our services, you accept and agree to be bound by the terms and provision of this agreement.

Use License

Permission is granted to temporarily download one copy of the materials on UIG Agency's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials

This license shall automatically terminate if you violate any of these restrictions and may be terminated by UIG Agency at any time.

Insurance Services

Quotes and Applications

Insurance quotes provided through our website are estimates based on the information you provide. Final rates and coverage terms are subject to underwriting approval and may vary from quoted amounts.

Licensed Agent Services

UIG Agency operates as a licensed insurance agency. Our services include:

• Providing insurance quotes from multiple carriers
• Assisting with policy applications and renewals
• Claims assistance and support
• Policy management and customer service

No Guarantee of Coverage

Submission of an application does not guarantee that insurance coverage will be issued. All applications are subject to underwriting guidelines and approval by the insurance carrier.

User Responsibilities

When using our services, you agree to:

• Provide accurate and complete information
• Update us promptly of any changes that may affect your coverage
• Pay premiums and fees as required by your policy
• Comply with all terms and conditions of your insurance policy
• Use our website and services in accordance with applicable laws

Disclaimer

The materials on UIG Agency's website are provided on an 'as is' basis. UIG Agency makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, UIG Agency does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Limitations of Liability

In no event shall UIG Agency or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on UIG Agency's website, even if UIG Agency or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website, to understand our practices.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Ohio, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

Changes to Terms

UIG Agency may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

Contact Information

If you have any questions about these Terms and Conditions, please contact us: