/* Insurance Guide Styles */

.guide-hero {
    background: linear-gradient(135deg, #2E7D32 0%, #43A047 100%);
}

.guide-categories {
    padding: 80px 0;
    background: #f8f9fa;
}

.category-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-top: 50px;
}

.category-card {
    background: white;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.08);
    text-decoration: none;
    color: inherit;
    transition: all 0.3s ease;
    text-align: center;
}

.category-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0,0,0,0.15);
}

.category-card i {
    font-size: 3rem;
    color: #2E7D32;
    margin-bottom: 20px;
}

.category-card h3 {
    color: #333;
    margin-bottom: 10px;
}

.category-card p {
    color: #666;
    font-size: 0.95rem;
}

.guide-section {
    padding: 80px 0;
    scroll-margin-top: 80px;
}

.guide-section.alt-bg {
    background: #f8f9fa;
}

.guide-header {
    text-align: center;
    margin-bottom: 50px;
}

.guide-header h2 {
    font-size: 2.5rem;
    color: #333;
    margin-bottom: 15px;
}

.guide-header p {
    font-size: 1.2rem;
    color: #666;
}

.guide-content {
    max-width: 900px;
    margin: 0 auto;
}

.guide-article {
    background: white;
    padding: 40px;
    border-radius: 12px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
}

.guide-article h3 {
    font-size: 1.8rem;
    color: #333;
    margin-bottom: 20px;
}

.guide-article h4 {
    font-size: 1.3rem;
    color: #444;
    margin-top: 30px;
    margin-bottom: 15px;
}

.guide-article h5 {
    font-size: 1.1rem;
    color: #555;
    margin-bottom: 10px;
}

.guide-article p {
    color: #666;
    line-height: 1.8;
    margin-bottom: 20px;
}

.terms-list {
    background: #f8f9fa;
    padding: 20px;
    border-radius: 8px;
    margin: 20px 0;
}

.terms-list dt {
    font-weight: 600;
    color: #333;
    margin-top: 15px;
}

.terms-list dd {
    color: #666;
    margin-left: 0;
    margin-bottom: 10px;
    padding-left: 20px;
}

.guide-list {
    list-style: none;
    padding: 0;
}

.guide-list li {
    padding: 10px 0;
    padding-left: 30px;
    position: relative;
    color: #666;
}

.guide-list li::before {
    content: '\f00c';
    font-family: 'Font Awesome 5 Free';
    font-weight: 900;
    position: absolute;
    left: 0;
    color: #2E7D32;
}

.guide-tip {
    background: linear-gradient(135deg, #E8F5E9, #F1F8E9);
    border-left: 4px solid #2E7D32;
    padding: 20px;
    margin: 30px 0;
    border-radius: 8px;
    display: flex;
    align-items: start;
    gap: 15px;
}

.guide-tip i {
    color: #2E7D32;
    font-size: 1.5rem;
    flex-shrink: 0;
}

.coverage-cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 20px;
    margin: 30px 0;
}

.coverage-card {
    background: #f8f9fa;
    padding: 20px;
    border-radius: 8px;
    border: 1px solid #e0e0e0;
}

.coverage-card h5 {
    color: #2E7D32;
    margin-bottom: 10px;
}

.tips-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 20px;
    margin: 30px 0;
}

.tip {
    text-align: center;
    padding: 20px;
    background: white;
    border: 1px solid #e0e0e0;
    border-radius: 8px;
}

.tip i {
    font-size: 2rem;
    color: #2E7D32;
    margin-bottom: 15px;
}

.tip h5 {
    margin-bottom: 10px;
}

.auto-coverage {
    margin: 30px 0;
}

.coverage-type {
    background: #f8f9fa;
    padding: 20px;
    margin-bottom: 20px;
    border-radius: 8px;
}

.coverage-tip {
    background: #E8F5E9;
    padding: 10px;
    border-radius: 4px;
    margin-top: 10px;
    font-size: 0.9rem;
    color: #2E7D32;
}

.factors-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 20px;
    margin: 30px 0;
}

.factor {
    background: white;
    border: 1px solid #e0e0e0;
    padding: 20px;
    border-radius: 8px;
    text-align: center;
}

.factor i {
    font-size: 2rem;
    color: #2E7D32;
    margin-bottom: 15px;
}

.factor ul {
    list-style: none;
    padding: 0;
    text-align: left;
}

.factor li {
    padding: 5px 0;
    color: #666;
}

.business-insurance-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 20px;
    margin: 30px 0;
}

.insurance-type {
    background: #f8f9fa;
    padding: 20px;
    border-radius: 8px;
}

.insurance-type i {
    font-size: 2rem;
    color: #2E7D32;
    margin-bottom: 15px;
}

.industry-considerations {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 20px;
    margin: 30px 0;
}

.industry {
    background: white;
    border: 1px solid #e0e0e0;
    padding: 20px;
    border-radius: 8px;
}

.life-insurance-comparison {
    margin: 30px 0;
}

.insurance-option {
    background: #f8f9fa;
    padding: 25px;
    margin-bottom: 25px;
    border-radius: 8px;
}

.pros-cons {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin: 20px 0;
}

.pros, .cons {
    padding: 15px;
    border-radius: 8px;
}

.pros {
    background: #E8F5E9;
}

.cons {
    background: #FFEBEE;
}

.pros h5 {
    color: #2E7D32;
}

.cons h5 {
    color: #C62828;
}

.best-for {
    background: white;
    padding: 10px;
    border-radius: 4px;
    margin-top: 15px;
}

.calculation-methods {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 20px;
    margin: 30px 0;
}

.method {
    background: #f8f9fa;
    padding: 20px;
    border-radius: 8px;
    text-align: center;
}

.claims-steps {
    margin: 30px 0;
}

.step {
    background: white;
    border: 2px solid #e0e0e0;
    padding: 25px;
    margin-bottom: 20px;
    border-radius: 8px;
    position: relative;
    padding-left: 80px;
}

.step-number {
    position: absolute;
    left: 20px;
    top: 25px;
    width: 40px;
    height: 40px;
    background: #2E7D32;
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: bold;
    font-size: 1.2rem;
}

.mistakes-list {
    list-style: none;
    padding: 0;
}

.mistakes-list li {
    padding: 10px 0;
    padding-left: 30px;
    position: relative;
    color: #666;
}

.mistakes-list i {
    position: absolute;
    left: 0;
    color: #C62828;
}

.guide-resources {
    padding: 80px 0;
    background: #2E7D32;
    color: white;
}

.guide-resources .section-title {
    color: white;
}

.resources-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 40px;
    margin-top: 40px;
}

.resource {
    text-align: center;
}

.resource i {
    font-size: 3rem;
    margin-bottom: 20px;
}

.resource h3 {
    margin-bottom: 20px;
}

.resource ul {
    list-style: none;
    padding: 0;
}

.resource li {
    padding: 8px 0;
}

.resource a {
    color: white;
    text-decoration: underline;
}

.resource a:hover {
    opacity: 0.8;
}

.resource .btn {
    margin-top: 20px;
    background: white;
    color: #2E7D32;
}

.resource .btn:hover {
    background: #f0f0f0;
}

/* Responsive Design */
@media (max-width: 768px) {
    .guide-article {
        padding: 25px;
    }
    
    .pros-cons {
        grid-template-columns: 1fr;
    }
    
    .step {
        padding-left: 60px;
    }
    
    .step-number {
        width: 35px;
        height: 35px;
        left: 15px;
    }
}